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Set off on the right foot…

Many home purchasers need the assistance of a mortgage and we believe that getting the right advice is key.

Whether you’re a first time buyer or considering purchasing a more expensive home, finding out how much you can borrow from the get-go can save you a lot of time on your property search. Many people aren’t sure if their existing mortgage product can be transferred over to a new home and those looking to delve in to the buy-to-let market can benefit from securing sound financial advice before investing.

Mortgage & Protection Advice

Grisdales work closely with Mortgage Advice Bureau and have some of the areas most experienced advisers on hand to assist you. Our team can advise you on buying and selling, how to fund your move and account for moving costs and protecting your property purchase.

Why Use a Mortgage Broker?

Does giving up a day of your time to sit in an office or bank, answering questions and filling out paperwork sound like your idea of fun? No. Ours neither. Most people assume that getting a mortgage means heading straight to your bank but unfortunately this can mean missing out on the right deal for your needs. It’s a bit like looking for car insurance – you want to take a look at what everyone has to offer first rather than just going with what you know. The problem is, it’s not always clear where to look, that’s where a mortgage broker comes in.

What Does a Mortgage Broker Do?

There seems to be a misconception of what mortgage brokers actually do. Ultimately, it’s our job to find you the right mortgage for your needs, and here’s how we will help you do just that:

A SIMPLE CHAT

We start by arranging one of our expert mortgage advisers to assess your requirements. This includes listening to your needs, looking into your current financial situation and taking the time to understand your personal circumstances, because we understand that your time and money are precious.

PUT YOUR NEEDS FIRST

Once we’ve assessed your situation, we go away and search the market. Using our nationwide contacts we then come up with a product recommendation for you. Mortgage Advice Bureau work with over 90 different lenders – so you aren’t restricted to just one bank or building society’s criteria. Having this flexibility means you’ll have much more choice and can find the mortgage deal that’s right for you.

DEAL WITH THE APPLICATION

Once you’ve decided on a mortgage product, you can leave the rest in our hands – it’s that simple. You don’t have to waste any of your time filling out paperwork – we manage the whole application process for you. So you can be left to concentrate on what really matters; whether that’s planning the move or creating new boards on Pinterest for your dream decor!

SAVE YOU TIME & MONEY

A mortgage broker can save you money and we aim to make sure you never pay more than you need to. We do this by making sure you’re on the right mortgage deal for your needs. We also have access to exclusive deals that aren’t available on the high street which gives you more variety. We can also save you time, we understand that life is busy, so we like to offer our customers a complete service to take the stress and hassle away.

HOW DO I FIND OUT MORE?

Everybody is different and there is no right or wrong way to go about getting a mortgage. We can’t tell you which route you should take, but if you want to have a quick chat, please feel free to get in touch with us and we’ll be more than happy to talk with you.

GET IN TOUCH

Our Financial Services Team

Lewis is Grisdales’ dedicated ‘in house’ mortgage adviser and has over fifteen years experience in helping people buy their home. He worked with a local building society before deciding that being able to offer his clients a greater choice was much more important, so became a broker.

lewis.morgan@mab.org.uk  

07720 092917

Dawn is well known in Whitehaven and and has over twenty-five years’ experience in arranging mortgages. She is passionate about offering an amazing service, gaining her a fantastic reputation and a very loyal following.

dawn.benson@mab.org.uk

01946 598172

Neil works across the region and with over 20 years of lending experience, 14 as a broker, customer service is at the heart of everything he does. Having worked within estate agency for over ten years he is well placed to help you make the right move.

neil.emmerson@mab.org.uk

07889 809195

 

Kirsty ensures that our clients are well looked after by providing administrative support to all our advisers. With a conscientious ‘can do’ attitude, she is always on hand to help clients with queries.

kirsty.rennie@mab.org.uk

01946 598172

 

For more information, click here.

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